Perhaps I can start off.
I think in 2011, followed with the 2015 changes, there was a very significant move forward to create the organization that would regulate consultants. I think that was something that was very valuable for us, and it is proving its worth.
I don't think we're where we need to be yet. I think there are issues with the organization that can be strengthened in terms of its own internal governance, in terms of some of its issues around finance, and thirdly, I think, in terms of sometimes the effectiveness of its own enforcement processes. This includes ensuring timely enforcement that is appropriately calibrated to the nature of the infraction, and ensuring that there's follow up in those areas.
I think it's an organization that is, frankly, still finding its feet. It's still fairly early days and it has made real progress, but, yes, there are areas where it can be strengthened.