Yes, thank you.
It is very important that Hong Kongers moving to Canada have access to their retirement savings, because a lot of them rely on this fund to settle in Canada. A lot of them try to find a job. It's not that easy. Even if they find a job, they cannot find one in the profession they were in back in Hong Kong. A lot of them rush to do any casual job to fulfill their stream B requirement to work over 1,600 hours.