Thank you, Mr. Chair.
Welcome, witnesses.
My first question is addressed to both, in reality, Ms. Greenwood and Ms. Hewitt. The U.K. government issues “British national (overseas)”, or BNO, status to Hong Kong residents. Have Manulife and Sun Life refused to recognize BNO status, in line with the Chinese government's current position? Can you tell this community why you don't recognize this status?