Each jurisdiction sets its own rules for withdrawal from pension schemes, just like the CPP has rules. The Hong Kong MPF, which we're speaking about today, has rules for Hong Kongers departing, which are the ones I've outlined. Those rules remain the same regardless of where Hong Kongers move around the world, if that's partly what you're getting at. Whether they move to Canada or the U.K., those criteria for withdrawal from the MPF program remain. It's consistent regardless of where in the world they have departed to.