I'll give an example, Ms. Greenwood.
A person wishes to withdraw his pension fund. She sends you, as proof that she will no longer be returning to Hong Kong, an acknowledgement of receipt from IRCC that the department is processing her application for permanent residency. She has not yet received the Confirmation of Permanent Residence, but we know that IRCC is reviewing the file.
Do you consider this sufficient proof to allow you to transfer funds to this person?