The way I would answer that is to say that we have been able to process the vast majority of the applications. One statistic that I haven't provided you yet, but I'll provide it to you now, is that from 2020 to 2024, the early withdrawals that we were able to process and release globally—accounting for some exchange rate differences—were worth $1.639 billion.
The vast majority of applicants have received their funds early. I would also hasten to add that for the people who haven't been able to receive their funds, either because they haven't applied or because they didn't have the documentation, their funds are protected for them. We are trustees of their funds.