As we discussed a bit earlier, there are 291 Manulife customers in Canada who weren't able to provide evidence of permanent departure. We work with them. When their evidence becomes available, they can reapply and we can process it.
By the way, we're required to—and we do—process it within 30 days. Once you meet the requirement, it's fast.
Otherwise, your money is protected until you reach the age of 65 or retire. That's what it's all about.