Thank you, Chair.
Professor Emery, at the first meeting this committee had, we heard from officials. They mostly said they didn't know anything, but they did mention in their opening statement that the cap and other policy measures that were introduced were because of “unsustainable growth”—that's the quote from them—and to reduce student vulnerability. In your opening statement, you talked about the goals the government may have had.
What do you think the government's goals were in putting on the cap? Do you think those are the right ones, or do you have different goals that should be reached?