In terms of a modernized platform, I talked about data information sharing. If there are systems in place where particular ID numbers are given by an institution that we can then match, within our systems, to a student to make sure that the connection occurs, that would be one example.
If you can have tools that are part of the same platform that allow you to see if there's a fraudulent activity linked to a similar email address, the name of a consulting firm or a particular college or institution.... These are some of the platform modernization pieces that can help detect fraud. The introduction of some of these technologies will allow us to be able to not only detect it but communicate it in real time across the world.
There are systems in place now, but they can be emphasized and more effective with the better use of technology and, I would say, with better collaboration, including with provinces and territories, which manage and regulate some of the DLIs around the country.