I'm going to ask a few questions upfront. I know my colleagues have a number of questions, so if I have time, I will share with Mr. Bagnell.
I'm struck. As I'm listening, you all seem to be doing a great deal in the area of housing for aboriginal peoples, both on-reserve and off-reserve, but we seem to be making very little progress. And the needs seem to be growing daily. I will ask what each of you identifies as the most urgent need to address the very severe housing challenges we see for aboriginal people, both on- and off-reserve. That would be my first question.
My second question is to CMHC, Ms. Matthews. I would be interested in knowing more about the market-driven housing.
I will ask all of you how the whole notion of fee simple is entering into your discussions as it relates to housing on reserve.
I'll leave it at that for the moment. I have a lot of questions.