Thank you very much, Mr. Chairman.
It's nice to be able to meet with you gentlemen today.
I want to talk about the capital fund you spoke of earlier. Obviously, those who are handling that fund for the land trust have done extremely well in these economic times, having only lost that 8% to 9% in the fund.
I know that in other areas of the country construction costs have dropped perhaps 30%. Are you seeing the same type of thing occurring up here? Can you can give me a bit of an idea how that is working and perhaps also enlighten me somewhat on what the structure of the land trust is and whether or not you're able to take advantage of those kinds of savings, if they are indeed there?