We'll call the meeting to order. Welcome this morning to the 39th meeting of the Standing Committee on Aboriginal Affairs and Northern Development. In our study on access to capital, we have with us today, from the National Aboriginal Capital Corporations Association, Francine Whiteduck, chief executive officer, and Kevin Schindelka, director of corporate development. Also with us, from the First Nations Bank of Canada, is Keith Martell, chairman and chief executive officer.
Welcome to all of you this morning. We will give both organizations 10 minutes each to make opening remarks, as I am sure you are well aware. Then we will turn to questions from members.
First is the National Aboriginal Capital Corporations Association. Ms. Whiteduck, the floor is yours.