Mr. Chair, I have one more question, so I'm just going to jump into it.
First of all, I want to say, if we're not implementing the comprehensive claim policy, get rid of it. Why keep it if it's no good? We're not implementing it because it's no good.
I want to ask one more question about the historic levels of funding that we've been receiving over the last few years for housing, for governance and for a number of different things. They're not long-term commitments. We're going to come to an end of some of these funding cycles. What are the plans for the next steps?
We don't have reserves, so—