Thank you, Mr. Chair.
I would like to thank the witnesses, Ms. Straram and Ms. Antoine.
On this committee, we have often heard that complex challenges require multiple solutions. So I'm glad to see that we have people from banking here with us.
I will mainly direct my questions to Ms. Straram, deferring to her experience as head of the Quebec region, among other things.
Ms. Straram, could you tell us more about your experience with indigenous housing and BMO services in Quebec?
For example, you could tell us about your client base and your projects. Then, of course, I will have more questions to ask.