I'll first answer your second question.
Tools already exist. The First Nations Financial Management Act enables us to override the Indian Act, but only financially. In Wemotaci, we decided to adhere to this legislation, which enables us to obtain capital, but only through the First Nations Financial Authority. We then have access to cash flow that helps us develop certain projects, as a result of favourable interest rates. Our most recent interest rate was around 2.3%.
It should be noted that banking or financial institutions are still reluctant to give us funding, even though we've adhered to this legislation. We must always provide justification, which constitutes a barrier. However, we have excellent viable projects that meet the goals of our community.
It's very challenging if the interest rates are close to 7%, 8% or 9% for certain projects. It was already a major barrier to the development of communities, especially remote communities such as Wemotaci.
I hope that I've answered your question.