I have about a minute left for my last question.
Shannin, you talked about land as capital.
An emerging theme that we've heard consistently from indigenous witnesses is that they see land as more than just a capital asset that is property to be accessed for funds. They see it more as something they're connected to. They feel like they have stewardship of it.
How would you manage to use land as a form of capital for loans when communities don't want that land to be removed from that connection to those indigenous communities? Is there a way we can do that innovatively, where the land acts as capital without the further separation of indigenous communities from their lands?