Yes. I actually started as a business development officer, giving out loans. This whole program was created because our people can't access land to securitize loans. They weren't able to participate in the economy. It's had quite a success: $3.3 billion in lending so far. Communities near urban centres, or communities that can invest in purchasing land near urban centres, are seeing great success.
They are still facing a lot of barriers: timing, as well as lack of capacity and support to ensure they do proper due diligence on any sort of business opportunity. I was speaking with my brother, who helped the Tsuut'ina First Nation out of Calgary. They invested themselves to ensure their opportunity was well thought out, and that they were ready to come to the table to work with the City of Calgary, the province and the federal government, in order to ensure the program and opportunity—you see the ring road finally going around the complete circumference of that city—were realized. Now they are seeing some real benefits to that community. However, the government did not make it easy for them.
I think you have to release the shackles so indigenous people can have some ownership and jurisdiction of land. You heard in my opening comments that half to three-quarters of all wealth comes from land. If we don't have any access to land, we'll never see any wealth.
We need to unlock those opportunities.