Thank you very much, and thank you for the invitation to contribute to this important study.
It is a pleasure to appear before this committee on behalf of Canada Mortgage and Housing Corporation.
I'm joining you today from Ottawa on the traditional unceded territory of the Algonquin Anishinabe people. I have gratitude for this land and respect and appreciation for its many generations of caretakers.
CMHC is Canada's national housing agency. We are guided by a bold aspiration that, by 2030, everyone in Canada will have a home that they can afford and that meets their needs—