Well, I would say that's been one of the underlying problems of the thinner venture capital markets and lesser maturity in Canada. People do have to keep sharpening their pencils, and not just the lenders or the investors, but also the companies coming and preparing their business cases. That's an ongoing maturity problem we have, and it's just going to keep coming with time.
During the current crisis, however, things have fallen off a cliff, so you're not even there at some point. We have very successful companies that actually have sales, have extraordinary major clients, and all of a sudden they cannot get money. They have very successful business plans, but things have just been disrupted beyond normal at this point.