I am glad you've asked me that question because it enable us to say what we've done. Quebec was the only province that officially voted in favour of the agreement, by a recorded vote of its members. Check and see what provinces held a recorded vote in favour of the agreement reached by Mr. Harper two years ago.
As president of the CIFQ, I am the only person who has an action plan for the agreement to last not seven, but nine years, if possible. We are not opposed to the agreement, but we are opposed to the abusive use or fear of doing something that puts us in a position that paralyzes us.
If I lend you money at 8%, which is an entirely normal rate, how am I subsidizing you? I'm simply lending you money at a reasonable rate. If I lend you money at 30%, that's usury. But we don't want to be victims of usury because the industry is facing a great deal of risk. We don't have access to credit—