Thank you, Mr. Chair.
Thank you for this presentation. If I can summarize, at least the way I've understood it, certainly the effects of globalization and the value of the Canadian dollar have had a major effect on some of the industries that you've touched on today. But in other cases there seems to be a thread going through what you're saying that applies to a lot of the industries, and that is this question of access to credit and in some cases loan guarantees. Certainly a number of industries have brought that out. I was wondering whether you could expand a little bit more on that specific issue and what measures are being taken to try to make that credit more available.