No, it's different, actually.
Let's take a company, a larger company in this case, because these would be Canadian businesses. Usually it's a company that would have an operating or term facility of about $100 million and over. The financial institution that's leading this syndicate will usually arrange the financing for the $100 million that's required, but decides, for a number of reasons, that they want to share the risk with somebody else. That's called a syndication. They will go to EDC, to Royal Bank, to any other financial institution, and they'll say, “Would you like to take $20 million and you'll be one component of this $100 million?” Five banks may come together and say they are each going to take $20 million, as in this particular case, and each will be a lender to this business.
With the CSCF, we're not going to see the ultimate customer, so we'll never see Edmée Métivier, who is the leaseholder. It's a bundle of assets. As a syndicate, I'm participating in real-time financing to a company. I know who this company is, and I can assess the risk of that company.