That's extremely helpful.
I've noticed from some of the papers today that there's a U.S. slowdown, probably not just because of energy, but also demand for housing and autos. They're referring to it as a “soft landing”, and I think these are some of the concerns we have in terms of how to best address that.
If interest rates rise at any point in the not-too-distant future, what impact do you see this having on your industry overall, not just in terms of housing, but overall with respect to the picture in the U.S., where I presume most of your exports go?