Fortunately, there is a great deal of interest in these issues. We could go on for another two hours, I am sure, but we're restricted by time. I know some of the witnesses have to go to catch flights, so could you respond to those questions as specifically and briefly as possible, and then provide any wrap-up comments you want to provide?
And if there is any further information you want to provide to the committee, please do so to myself or to the clerk, and we'll be happy to distribute it to the members.