It's important to note the significant transition with borrowing practices in this country. My constituency has been faced with a series of bank closures, giving people limited options. And to imagine another Christmas going by where there is no regulation that affects individuals who will lose out in predatory practices.... Not all are like that. That's why the industry has come forth, as well, as part of this solution.
Mr. Chair, I certainly would support passage of this bill, and I want to thank the delegates here today.