Thank you very much, Mr. Stinson.
I want to thank all of you for being so concise with your opening statements.
We will go to questions for members.
For your information, members will typically address their questions to one witness or two witnesses. If you want to address the question, you can indicate that to me and I'll try to ensure you address it. Be aware that members have six minutes and then five minutes, and it's a short period of time. Let's be concise in our answers as well.
We'll start with Mr. McTeague, for six minutes.