I will briefly answer the first question.
Three years from now, we would effectively see the disappearance of competitors who are using wholesale services today. They would stop offering service to their customers.
In response to your second question, we recommend examining the entire process. All Canadian consumers would have too much to lose if the recommendations were to be implemented on an ad hoc basis. That would be going backwards, taking risks in terms of security, and blocking innovation in the future, because the small companies and groups that we represent today are the source of this innovation.
We should perhaps stop the process and review it in its entirety.