I have a quick, general comment. I think it's important to recognize that EI premiums are a tax on labour. In general, you're lowering employment by doing that. You want to keep that as low as possible. The kinds of surpluses we saw generated on the EI account, which went into general revenues, as you know, from our perspective, were in many ways not excusable.
This is a program, and even if you add some non-insurance aspects to it--and I think Mr. Murphy makes a good point--those non-insurance aspects may be better served through other income support legislation. However, even if you do that, you should recognize that you desperately want to keep that rate as low as you can. You're not serving Canada by having high taxes on employment.