I have just a brief question. Banks have been rather exposed to the non-asset-backed commercial paper problem down south of the border. Your bank has intervened in concert with other international banks to rescue or to help and assist and provide liquidity to the market. Obviously, there are impacts beyond consumers here with respect to how much available credit really is out there and whether or not this will affect consumers. But I think the real issue for all of us here is to recognize whether or not the disparity between the U.S. Federal Reserve rate and our current interest rate will enhance the strength of the Canadian dollar and therefore have a damaging impact on manufacturing, among other things.
On January 30th, 2008. See this statement in context.