Thank you, Chair.
Thank you again for appearing.
I was reading recently that this generation, our generation, is the first generation that has put its future in way of investment in what are essentially paper assets. We saw what happened this past year as a result of the U.S. housing crisis, where all those assets literally wiped out, for the most part, the gains we experienced last year.
I'm curious, and I know that what happened in the States is not indicative of what's happening in our housing market, and we have a much different banking system.
I want to specifically ask you to address international debt, what effect that has on our economy and our dollar as we service that national debt. Is it something positive, or is it something that we can leave? I'm talking about that $465 billion debt that we have as a nation.