I think it's the same story for the financial services sector. We're heavily in the United States, so even though we may not have been directly affected by the subprime events in the United States, we rely on that economy.
Now, the forecasters are still saying there will be growth in the United States. They're not yet predicting a recession. So we'll be watching that closely.
It's not just the entities in the United States that it matters for. Scotiabank, for example, is in Mexico. Mexico is even more integrated with the U.S. economy. So if there's a problem in the U.S. that would drag even Scotiabank's operations in Mexico, it would be a challenge for them because the Mexican economy suffers.
So it's something that everybody is watching. Right now the dire predictions still aren't on the table, but....