Thank you very much, Mr. Harbel.
I just want to make a brief response as the chair.
All of your presentations were excellent. They were all within time and they were all very specific in terms of recommendations. I do want to compliment you for that. The committee is really looking for specifics in terms of what we can recommend, and also for real examples of models that we should look to emulate. I want to compliment all of you for that as well.
We are going to start with Mr. McTeague. I believe you will be sharing your time with Mr. Simard.