I would add to what Nancy has said that the banks are very strong. They are very well capitalized, and they have taken into account the fluctuations in values. We're not seeing any evidence at all that it's having an impact on the availability of credit. We look at Statistics Canada data, we do our own discussions with banks, and there is no evidence that it's having a negative impact on the availability of credit.
On November 27th, 2007. See this statement in context.