Thank you very much.
Welcome, everyone, and thank you for your presentations.
I can see that there are problems that lie ahead. It's a little depressing, but you only have to read the papers to see that in about a year's time, despite the fairly rosy picture here in Canada at the moment, the economic situation will be considerably different, especially in terms of job creation.
Maybe I could get a response from either and all of you with respect to the impact, first and foremost, of credit availability in Canada.
As a scenario has it, the commercial paper problem in the United States continues to sideswipe the Canadian economy, both with a higher dollar increase appreciation yesterday and the prospect, real or apprehended, of less money being made available for commercial loans. What contingencies do you anticipate your industries are going to need to undertake to, as it were, cushion the blow?