Thank you, Mr. Chair.
I want to thank everyone for coming today because I think this is our opportunity to take that one step forward to stop the unfair practices that many of the credit card companies are implementing on merchants and on our consumers.
I'm going to jump into what my colleague Mr. Wallace was speaking to. He was talking about the opportunity for someone to come in and pay cash. But I thought I heard loud and clear from you earlier, and from some of my other colleagues, like CIPMA, who have mentioned that the price of interchange fees is included in the cost of most products. Did you not say that earlier?