Thank you very much.
Thank you for joining us here today. I certainly appreciate it. I appreciate your officials taking the time as well.
These are very challenging economic times for all of us in this country, and in particular for businesses, especially small business. One of the key aspects of ensuring a vibrant business community is access to capital, so my first round of questions has to do with access to capital.
In particular, I want to just chat about the Small Business Loans Act. As you know, this is a vehicle that is assisting small business. However, it needs to be streamlined, and access to that program needs to be improved. My first question is specifically around that particular program. What are you doing to ensure that's available?
Part B of that, under the access to capital, has to do with venture capital and the lack of venture capital right now in this country, as well as the challenges to venture capital and angel investment, and what specifically you are doing to assist. I know there's some program money under BDC. Perhaps you can talk about this so that I can ask you further questions.