Access to financing is a huge challenge right now. We, like most of the rest of the world, were falling into a liquidity trap whereby banks—in other parts of the world this was the case—because of a crash in the credit system, were unable to lend, and therefore business was starting to grind to a halt. That phenomenon affects our banks, because they're part of a world financial system.
In a similar vein, in these kinds of circumstances we look to government agencies to help increase or maintain access to financing. As you know, with the budget, which we hope will, through the implementation bill, be passed by Parliament, we'll be in a position to increase the liquidity of the BDC and the EDC. We'll be reviewing their terms of reference as well, to make sure they continue to be helpful to businesses—but still on commercial terms—and to make sure they can help with liquidity. That will be of benefit to Canadian businesses.
I'm getting the hand signal from the chair.