It's really a complementary relationship. Interac itself is not a member of the Canadian Payments Association. Our membership is set out in our legislation and it is those I identified: banks, trusts and loans, etc.
But there is a parallel between the memberships of Interac and of the CPA. Interac, through its rules structure, in explaining how the POS environment works, relies on the CPA to clear and settle all the payments from their members. At the end of the day, the members of Interac deliver their payments to the CPA for clearing and settlement, pursuant to our rules.