I'm going to take a minute to ask the Canadian Bankers Association--I appreciate their coming--about the personal right of action. For my personal clarification, and I'll give you a banking example, I get phished, and it's happened often, I'll be frank. I'm a TD Bank customer, so I get this e-mail that looks exactly as if the TD Bank sent it. It has their logo, it's got green...and somebody's trying to get into my account. They ask for my PIN number, or whatever the number is called, so they can check on that for me. Well, they're lying, obviously. It's not from the bank; it's somebody else trying to get that information from me.
Let's say I make a mistake and give them that information and they empty my bank account. Do I not have the right to sue those folks?