Thank you, Mr. Chair.
Welcome. I have a question for Ms. Clark.
Earlier, you said something that surprised me somewhat. You talked about sharing email address lists with other bank affiliates. As Mr. Wallace pointed out, these addresses are personal information. We were talking about mortgages in this case.
What reason would you have for wanting to convey personal information of this nature to other bank affiliates? Who might these affiliates be and why would it be important for you to pass along personal information to parties other than the ones to whom that information was initially entrusted?