Very good. Thank you.
Now, if I could follow on that just a little bit more, when we're looking at the investigation that's going on presently, it's a result of Interac actually wanting to go from non-profit to profit, and that's something you're investigating. Now suddenly we have two other players as well. We have Visa and MasterCard who come into play.
You mentioned undue leverage, or leverage from outside the country or from other sources. How would you measure that? Could you give us a little bit of an explanation of how you would measure whether they were going to use leverage from outside the country or not? Is that part of your decision-making process now, or do you wait until after that takes place?