The whole matter of the credit card charges has been a real concern to the small business sector. They brought that forward to government. The consultation that's taking place right now on the code of conduct surrounding all of these issues, including the one you raised, has made the sector feel very comfortable, very happy, because instead of government putting out a decree from on high that this is the way it's going to be, it allows the parties themselves to have face-to-face discussions and make sure their issues come up.