I appreciate that.
I'd like to come back to you, Ms. Huzar, and the concerns you have around the bill as it is. You've raised the issue about the size of the actual fine that could potentially be levied. You've also raised concerns, as I understand it, around the potential of appeals to the minister, and you raised concerns around the resources that might be allocated to ensure that this protection is put into place for consumers.
So would it be fair to say that your concern is that the government may not be really stepping forward? There's the bill itself, but there are all of the other necessary resources and the provision of a neutral third party to adjudicate appeals, as well as the size of the potential fine.