I can certainly speak to the nature of our client base. We invest in total maybe in the order of $50 billion to $60 billion of fixed income assets in Canada. Of those assets, the vast majority of them are defined benefit pension plans, whether we're hired by a trustee board or the pension committee of a plan sponsor. The others are obviously individual workers saving for retirement through RRSPs, whether it's on a group basis with their employer or on their own, and lastly it would be obviously individuals who are already in retirement and drawing an income from those bonds.
On November 16th, 2010. See this statement in context.