Actually, I was going to touch on derivatives.
Mrs. Comeau mentioned deferred wages, which is what pensions are. It's a liability to employees. What Mr. Wacheski said is true as well: employees have few options. This is all they have. It seems that the previous panel talked about pension rules. They talked about Domtar being good and AbitibiBowater being bad.
Mr. Hanrieder and Mr. Phatak, what restrictions can we put on pensions so that employers actually put the money where it belongs? They should not be able to use it as a slush fund to keep operations going. I'm looking outside of Bill C-501. If we can make Bill C-501 functional, that would be great. We have to stop that money from being used as a slush fund to keep companies going. It's not an easy-credit place; it's a place where people put deferred wages. They should have that money back when they retire; they should be able to count on that money down the road.