Mr. Harden talked about 50% of paperworkers working for what he phrased as “insolvent companies”. There are many companies out there that were on the edge during the global economic slowdown. Many of them have bounced back, thankfully.
Mr. Allen, maybe you could speak to the effect of the proposed legislation, particularly on those on-the-edge companies. First of all, maybe you could speak to their challenge in accessing capital in the first place, because I would think those would be the companies that have the most desperate need for capital just to stay alive in the first place. What impact would this have on their ability to...?