I'm just going to throw the ball to you. Let's say you were talking to someone who was in a circumstance similar to yours when you were at that age and stage in your life, someone who was going to work for a big company similar to Nortel, one that had a defined pension plan and all of those things. I know at that age you probably never had any idea that this would happen. It never would have crossed your mind.
On November 18th, 2010. See this statement in context.