I'll just add to that point. We already have a number of actions taking place across the country. The federal government has already taken action through Bill C-9 and some regulations to enhance the funding of pension plans. We're seeing the same happening in various other jurisdictions. And I think it's inevitable that it will happen right across the country, curtailing the ability to take contribution holidays, curtailing the ability to give benefit increases when there's a poorly funded plan, and making actuarial valuations more frequent. So I'd say that things are already happening that are going to help.
