Thank you, Chair.
Naturally, I have lots of questions for all of you. Feel free to be brief.
I'm feeling very sorry for Mr. Davis, who is here and unable to answer any questions. So Mr. Davis, I have some questions for you. Mr. Hill, feel free to be part of this too.
The Insolvency Institute, you're all lawyers, right? You're made up of lawyers who process restructurings and insolvencies within whatever the laws of the land happen to be. Is that true?