Thank you, Mr. Boychuk.
Canadian Bankers Association, I'd like to ask you a question, and say on the record that you were very kind to meet with me a few weeks ago. I appreciate that. The message I got was that you could make improvements in the way you do things. I think that was part of it.
As you said in your statements, Mr. Randle, it's all about risk. That's really the bottom line—it's about risk. If amendments were made to this bill, that is, if it were diluted to cover unsecured debt, or preferred debt, would the Canadian Bankers Association be amenable to that kind of change? Would that change your opinion at all?